When meeting with prospective clients I try and get a feeling for how much risk they are willing to take. When I start asking about their risk profile the most common answer I hear is “conservative.” From my very unscientific study it would seem that the overwhelming majority of investors are conservative. But with over […]
With just a few weeks left in 2015, it’s time for investors to make some portfolio adjustments that can create tax savings and get their portfolios ready for the upcoming year. So far this year, markets have behaved in a roller-coaster fashion. Whether you have realized gains or losses in your portfolio, some tactical moves […]
Hard to believe but in a few days the holiday of Hanukah begins. This past week, in what used to be contained just to the United States, consumers around the world were blitzed with black Friday and cyber Monday advertisements. They were urged to whip out their plastic and start shopping because, well, everything is […]
Whether you have realized gains or losses in your portfolio, some tactical moves now can end up saving you thousands and thousands of dollars With just a few weeks left in ’15, it’s time for investors to make some portfolio adjustments that can create tax savings and get their portfolios ready for the upcoming year. […]
http://www.marketwatch.com/story/dont-let-overconfidence-define-your-risk-profile-2014-11-18?mod=mw_share_facebook&n_play=546bb763e4b0205dc5c26b04 Financial advisers spend a lot of time trying to understand a client’s risk profile. They often employ questionnaires that ask myriad questions to try and pinpoint the time period of an investment, investment knowledge and how one would react in various market scenarios. The problem with these questionnaires is that they only paint […]
http://www.marketwatch.com/story/retirees-should-resist-the-urge-to-speculate-on-stocks-2015-11-03 I was recently at a compliance meeting, and during a break for coffee, I struck up a conversation with an elderly man. We got to talking and he told me that he has started actively trading stocks in order to help supplement his retirement income. He said he used a free demo that a […]
http://www.marketwatch.com/story/four-common-retirement-planning-mistakes-to-avoid-2015-10-27 We all make mistakes. The key in most facets of life is to learn from those mistakes and avoid repeating them. Unfortunately when it comes to retirement, I have seen investors repeat the same mistakes over and over again, and the long-term damage caused is great. For individuals looking for a comfortable retirement, here […]
https://www.dailyworth.com/posts/2198-5-places-to-invest-internationally-now Traditionally, most American investors have invested in American companies. But in today’s global marketplace, investors who stay strictly focused on U.S.-based investments may be missing out on opportunities for higher returns. Stocks in some international markets pay much higher dividends than those in the United States, and bond yields in some international markets […]
http://www.marketwatch.com/story/now-is-the-time-to-add-non-us-stocks-to-your-portfolio-2015-10-20 Europe is a mess. China’s growth figures, if can be believed, are dropping quickly. Why on earth should investors invest in international stocks? In fact, when I mention to new clients that I believe that they need to have 30%-40% exposure to non-US markets, I usually get a worried look, followed by an “I […]
http://www.marketwatch.com/story/how-should-a-retiree-gauge-investment-performance-2014-10-13 Are you setting the bar too high for your portfolio? You can imagine, if somebody’s approaching retirement, and all of a sudden the funds that he or she is depending on are depleted by 50% or however many, it gives them a sinking feeling in the pit of their stomach. — Pat Robertson If […]
